1105 Bradford Park Dr, Auburn, GA 30011
3 beds · 2 baths · 1,490 sqft
This charming 3-bedroom, 2-bathroom ranch-style brick front, home sitting on an 1 acre lot in an Auburn neighborhood, offers a perfect blend of comfort and elegance. Upon entering, you'll be greeted by a spacious living room with vaulted ceilings and a cozy fireplace, creating a warm and inviting atmosphere. Also featured is a formal dining room with beautiful wainscoting, adding a touch of sophistication. The kitchen is a cook's dream, with stunning granite countertops and ample counter space, also sleek stainless steel appliances, ideal for preparing meals and entertaining guests. A garage is located conveniently just off the kitchen, providing easy access for groceries and everyday needs. This home's primary bedroom boasts tray ceilings, adding depth and character to the room. The ensuite bathroom offers a spa-like retreat with double vanities, a separate soaker tub, and spacious standing shower. You'll also enjoy a large walk-in closet with built-in shelves, perfect for all your storage needs. Step outside onto the expansive deck, perfect for entertaining, while the fenced-in backyard gives a great place for pets and kids to play and relax in a peaceful nature setting. This home combines functionality, style, and comfort, making it the ideal place to call home. Located in the City of Auburn you are just a minutes drive to 316 giving you an easy commute to either Athens or Lawrenceville! NEW HVAC, age of roof unknown.
Source: GAMLS #10480269
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: GAMLS #10480269
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.