1104 Plantation Dr, Myrtle Beach, SC 29575
4 beds · - baths · sqft sqft
Welcome to 1104 Plantation Drive, a stunning 4-bedroom, 2.5-bathroom home nestled in the desirable Deerfield community of Surfside Beach. This charming property combines comfort, style, and functionality—perfect for families or anyone seeking a serene coastal lifestyle. Home Highlights: Living Room: Bright and inviting with a cozy brick fireplace, ideal for family gatherings and creating warm memories. Kitchen: A chef’s delight featuring: • Stainless steel appliances and refrigerator with built-in tablet • Granite countertops • Breakfast bar • Pantry • Ample cabinet space for organization Master Suite: A private retreat with: • Expansive walk-in closet that could be used as an office or sitting room • Direct access to the laundry room for added convenience • En-suite bathroom with vanity and tub/shower combo Additional Features: • Dedicated office area for remote work or studying • Versatile family room that can double as a dining space • Separate laundry room for practicality Outdoor Living: • Enclosed Porch: Relax and enjoy the peaceful surroundings. • Back Patio: Perfect for entertaining or soaking up the sun. • Front Porch: Welcoming and ideal for enjoying the neighborhood charm. Prime Location: Just a short golf cart ride to the beach. Situated near 17 Business, this home offers quick access to some of the area’s best attractions: • Myrtle Beach State Park • The Market Common • Murrells Inlet Marshwalk • Brookgreen Gardens • World-class golfing, shopping, dining, and entertainment are all just minutes away! Why Choose This Home? With its combination of comfort, thoughtful design, and unbeatable location, 1104 Plantation Drive is the perfect place to call home. Don’t miss your chance—schedule your showing today and discover the best of Surfside Beach living!
Source: MYRTLEBEACH #2426664
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2426664
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2426664
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.