1104 Dyson Dr, Winter Springs, FL 32708
4 beds · 2 baths · 1,980 sqft
*** Multiple contracts received. Please submit by 04/01/2025 at 9pm *** Welcome to this meticulously maintained 4-bedroom, 2-bathroom home located in the sought-after Tuskawilla neighborhood. Boasting 1,980 sq ft of living space, this charming block-built, slab foundation home is situated on a generous 0.72-acre lot. With a spacious and open floor plan, this residence offers both comfort and style. The expansive backyard is an entertainer's dream, featuring an updated in-ground pool (2022) with mini pebble finish and a child safety fence. The pool area is complemented by Pillow Top pavers, creating a beautiful and functional outdoor space. The property also offers mature landscaping with a variety of oak and fruit trees, and a large rear porch that’s perfect for hosting guests or relaxing in privacy. Additional home upgrades include a new shingle roof (2024) with a 50-year material warranty and a 10-year workmanship warranty, ensuring long-term durability and peace of mind. The exterior was freshly painted in 2023, and the septic system was pumped out in 2024. The home is fully fenced and includes a Time irrigation system, rain gutters, and a storage shed for added convenience. Inside, the home features elegant details such as engineered wood flooring throughout, French doors, window shutters, and crown molding. The spacious kitchen offers an oversized island with an eating space, solid wood cabinetry, and ample storage. A separate formal dining room and formal living room provide additional areas for entertaining, while the family room offers an inviting space for everyday living. The master bedroom suite includes a walk-in closet and an en-suite bathroom, while the 3 additional bedrooms have plenty of space for family, guests, or a home office. The water heater was replaced in 2022, and the central electric HVAC system provides year-round comfort. For added convenience, the property includes a 2-car attached garage with a workshop area and an automatic door opener. The long driveway provides ample parking space for boats, RVs, trailers, and more. With no mandatory HOA, you'll enjoy the freedom to personalize your property. This home is also equipped with CCTV cameras accessible via mobile device for enhanced security. Located in an unincorporated area, this property offers both privacy and accessibility. Don’t miss out on the opportunity to own this beautifully updated home in the highly desirable Tuskawilla community!
Source: STELLAR #O6293814
Source: STELLAR #O6293814
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.