11026 Callaway Rd, Parker, CO 80138
4 beds · 3 baths · 1,857 sqft sqft
RARE opportunity to own your home BACKING TO OPEN SPACE! GORGEOUS 4 bedroom 3 bath home in highly sought after Canterberry Crossing. Short hop to the community pool and walking paths. The moment you drive up to the NEW freshly painted exterior and NEW roof you are greeted with pride of ownership. As you enter your piece of the American dream you are greeted with glimmering floors, NEW freshly painted neutral walls and lots of natural light. Open floor plan high ceilings and large kitchen with stainless steel appliances and lots of room to entertain. The moment you enter you will see straight into your HUGE BACK YARD with LOTS of room to entertain, grow your own garden, then that is the moment you realize that NO ONE LIVES BEHIND YOU. LOTS OF PRIVACY Large family room with the access to the FULLY FINISHED basement allowing for the 4th possible bedroom or private office with bath. The options for the basement are endless, you get to decide. To round off your home, the 3 bedroom are located on the upper floor, allow for a private primary bedroom with updated bath, walk in shower and large walk in closet. The decent sized secondary bedrooms and newly remodeled full bath allow for room to grow. This home gleams with pride of ownership and is ready for you to move in.
Source: RECO #5396472
Interest rate and monthly payment estimated based on public records.
Source: RECO #5396472
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5396472
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