11025 Ledgement Ln, Windermere, FL 34786
4 beds · 4 baths · 3,024 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 11025 Ledgement Lane, a beautifully upgraded residence located in the gated community of Glenmuir in Windermere. Built by Pulte Homes, this thoughtfully designed one-story home offers 4 bedrooms, 3.5 bathrooms, a den, a 3-car garage, an oversized driveway that can accommodate up to 9 vehicles and elegant living space on an expansive 0.33-acre pond-view lot with no rear neighbors. Step inside and be greeted by soaring ceilings, crown molding, and glossy porcelain tile floors that elevate the open-concept design. The formal living and dining rooms are perfect for entertaining, while a spacious family room flows seamlessly into the completely renovated kitchen, featuring quartz countertops, 42” shaker cabinets, wine fridge, stainless steel appliances, and a striking glass tile backsplash. The private den with double doors provides a flexible space for a home office, gym, or playroom. The primary suite is a true retreat with direct lanai access, walk-in closet, and a spa-like bathroom with a freestanding soaking tub, frameless glass shower, and a vanity with a built-in makeup area. Enjoy indoor-outdoor living on the covered lanai, ideal for gatherings and overlooking the lush backyard with a tranquil pond. There’s ample space to add a pool if desired. Additional features include: Updated guest bathrooms with designer vanities and tile Oversized laundry with cabinetry Butler’s pantry or coffee station Split-bedroom floor plan for privacy Rain gutters for added convenience Located within the zone of top-rated public schools and just minutes from Windermere Preparatory School, Disney, Winter Garden Village, shopping, dining, and more. The gated Glenmuir community also features a private park, playground, sports field, and is just minutes from the Lake Butler public boat ramp. Conveniently located 30 minutes to Orlando International Airport. Schedule your private tour today!
Source: STELLAR #O6300223
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6300223
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.