1102 Kiskadee Branch Dr, Temple, TX 76502
5 beds · 3 baths · sqft
THIS IS THE HOUSE WHERE EVERYONE WANTS TO BE!!! No detail is overlooked in bringing you the life you want to live! Gorgeous finishes and updates throughout. Fresh paint in every room and new carpeting in bedrooms. Spacious rooms and lots of storage closets. Stunning kitchen with double ovens, new dishwasher, granite countertops, SS appliances, and a generous island for gathering as well as adjoining massive walk-in pantry/laundry room. The living room has a wood-burning fireplace and plenty of space for everyone, with a gathering room/bar/dining room around the corner. Office with French doors is downstairs as well as a large bedroom/guest suite. Upstairs boasts an extra-large bonus room with a full bathroom. Bedrooms have expansive walk-in closets. The grand primary suite has an adjoining bathroom with a separate shower soaking tub, and enormous closet. Outside is where the magic happens! Enjoy a heated spa with a waterfall flowing into a gorgeous heated pool with changeable color lights! From the spa or pool, you can enjoy watching a game or a movie. The outdoor kitchen with granite countertops allows you to enjoy entertaining without missing out on the fun! The large outdoor living room is on "cool decking," so no feet get burned, allowing you to enjoy the sunny days! So much area hardscaped to enjoy fun or relax under a huge view of the stars! Beautifully and generously landscaped in front and in back with raised beds for gardening and an expanded side yard. The 3-car garage has upgraded and insulated garage doors. All this is situated on a quiet "end-cap" corner lot. Conveniently located to stores, restaurants, shops! Must see to experience and appreciate the beauty and details lovingly created here! Everything is pristine and ready to move in, so you can enjoy living your best life!
Source: CENTRALTEXAS #563549
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #563549
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #563549
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.