1102 20th St, Bridgeport, TX 76426
3 beds · 2 baths · 1,120 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 1102 20th St, a charming and spacious property nestled in the heart of Bridgeport, TX! This beautifully maintained home offers the perfect blend of classic charm and modern comfort. Featuring three bedrooms and two bathrooms, this property is ideal for families, first-time buyers, or anyone looking to enjoy the warmth and community of small-town living. As you step inside, you'll be greeted by a bright and open living area with new flooring, perfect for relaxing or entertaining. The kitchen boasts SS appliances, ample countertop space and granite countertops, making meal prep a breeze while maintaining a warm and inviting atmosphere. The primary suite is a true retreat, offering en-suite bathroom, walk-in closet, and walk-in shower, while the additional bedrooms provide plenty of space for family or guests. Outside, you'll find a nice size backyard with mature trees, perfect for kids and fur babies, BBQs, gardening, or simply enjoying the Texas sunsets. Located just minutes from local schools, parks, shopping, and dining, this home offers convenience and accessibility. Whether you're looking for a peaceful neighborhood to call home or an opportunity to plant roots in a growing community, 1102 20th St is the perfect place to start your next chapter. Don't miss your chance to own this incredible property in Bridgeport. Schedule a showing today and see all that this home has to offer!
Source: NTREIS #20820807
Source: NTREIS #20820807
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.