11005 Cypress Leaf Dr, Orlando, FL 32825
3 beds · 2 baths · 1,580 sqft
Watch custom video tour to see more! --> WWW.TINYURL.COM/11005CypressLeaf Move in Ready! WOW, HUGE SUNROOM with CONSERVATION VIEW! 3 bedrooms, 2 baths with 4TH BONUS ROOM. Tall Ceilings, Natural Light, Skylights, Several New Windows, and UPDATED KITCHEN & BATHS! Open Floor Plan while still having separate spaces. The kitchen boasts an extra large sink with a touchless faucet and NEW STAINLESS STEEL APPLIANCES (2024). Additional nook area between kitchen and sliding glass door can fit another breakfast table or an extra kitchen island. Double paned NEW SLIDING GLASS DOORS take you into a SUNROOM OASIS, an extra 370 sq ft with a portable window A/C unit. 1580 sf house plus 370 sf sunroom gives you a total of 1,950 sf of living space! The vinyl vertical windows open easily to enjoy the full breeze of air, with a portable A/C unit. Enjoy your bbq gatherings on the LARGE PAVER DECK that wraps all around the exterior sunroom leading you to the fence gate for easy access. LARGE BEDROOMS with CUSTOMIZABLE CLOSET SYSTEMS. TINTED WINDOWS to lower your electric bill. INDOOR LAUNDRY ROOM with upper storage cabinets. This is connected to a bonus room to watch movies and host your game nights. LOWEST HOA with a COMMUNITY POOL! Only $46/month HOA includes a newly resurfaced community pool with restrooms and seating areas, right next to a full size TENNIS COURT with a pickleball lined court. Located next to major shopping centers including Walmart Super Center, Target Super Center, Waterford Lakes Town Center and only a 10 minute drive to UCF. Close to East Coast Beaches while only 20 min drive to Downtown Orlando and a 25 min drive to the Orlando International Airport. Newer Washer and Dryer included as well! Schedule your appointment to view today! SEE MORE IN VIDEO --> WWW.TINYURL.COM/11005CypressLeaf
Source: STELLAR #O6296482
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6296482
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.