11003 Eagle Bend Dr, Hudson, FL 34667
3 beds · 2 baths · 1,898 sqft
Welcome to your dream home in the desirable Heritage Pines Village, a 55+ golf community that exudes charm and sophistication. This well-maintained 3-bedroom, 2-bathroom residence features a 2-car garage and provides stunning curb appeal with its beautifully manicured grounds and impressive driveway. There is a $1,000 one-time buy-in fee plus one one-time $125 Transfer fee paid to Heritage Pines. This charming property features a front entrance with steps that add to its classic curb appeal. The seller had a ramp installed a year ago and found the process very easy, showing how flexible and accessible the space can be. As you enter through the covered front entry, you’re greeted by a light and airy living room with vaulted ceilings and luxury vinyl floors. A large picture window perfectly frames the lush landscape overlooking the 5th hole of Heritage Pines Country & Golf Club. The living room seamlessly flows into the dining room, filled with natural light from large windows and sliding doors. The kitchen boasts a bright and crisp finish, stainless steel appliances, a glass top range, Corian countertops, and ample cabinet and pantry storage. The eat-in kitchen features ceramic tile flooring, overhead lighting, and a charming breakfast nook beneath a chandelier in a bay window. The 14x18 family room, also with luxury vinyl flooring and a vaulted ceiling, provide two large picture windows and a ceiling fan with a light kit. It opens up to the kitchen and breakfast nook, creating a perfect space for family gatherings and entertaining. The spacious primary bedroom features luxury vinyl flooring, a ceiling fan, two walk-in closets, and an ensuite bath. The primary bath is elegantly designed with a mirrored vanity featuring dual sinks, storage, downlight fixtures, and a tiled walk-in shower. The second and third bedrooms both feature luxury vinyl flooring, built-in closets, and ceiling fans, providing comfort and style for guests or family members. The second bathroom includes a mirrored vanity with storage, a downlight fixture, and a tiled tub with a shower. Practicality meets convenience in the laundry room, equipped with a new washer (2024) and dryer, along with ample shelving. Step out to the 11x24 screened-in lanai, where floor-to-ceiling screens provide a spectacular view and a ceiling fan ensures year-round comfort. This spacious lanai is ideal for enjoying both indoor and outdoor living. Highlights Include: AC was replaced August 2017 HVAC UV Light for mold prevention The roof replaced July 2022 New garage door opener and springs 2022 UV light added in AC Dark wood is luxury vinyl Washer BRAND NEW 2024 Repainted interior 2022 New landscaping 2022 Security System Irrigation System (reclaimed) Archeological park in the community The 2-car garage includes a remote opener and storage cabinets, adding to the home's functionality. Surrounded by nature, Heritage Pines provides its residents with an array of amenities, including a pool, clubhouse with fitness center, multipurpose rooms, and tennis courts, all situated on the Audubon-recognized golf course. (Golf membership not included in HOA) This wonderful neighborhood provides a country-like setting with a convenient location close to major medical facilities, hospitals, shopping, Hudson Beach, restaurants, and minutes to major roads, dining, and schools. *No Flooding Occurred*
Source: STELLAR #u8245032
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8245032
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8245032
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