110 N Front St, Hertford, NC 27944
4 beds · 5 baths · 3,656 sqft
Historic Waterfront Retreat in Downtown Hertford. Step into history & luxury with this breathtaking waterfront estate, perfectly nestled in the heart of downtown Hertford. Spanning over an acre of pristine riverfront property, this historic gem offers unparalleled views & direct access to the Perquimans River. A private bulkhead, pier & boat lift make this a dream for boating enthusiasts, while the sprawling backyard and grand porch set the stage for unforgettable gatherings. Steeped in rich history, the Wood-McCallum-Winslow House has stood the test of time as one of Perquimans County's oldest continually occupied residences. Imagine sharing stories with guests about the 1862 cannonball strike by General Ambrose Everette Burnside—an enduring mark of the past that adds charm and character to this remarkable home. Surrounded by mature gardens, this property offers natural beauty year-round. The enchanting front garden fishpond is a perfect picture spot for creating cherished memories. You will be captivated by the early 19th-century architecture, featuring a grand two-story double-pile design with double hip-roof. A striking Federal-style entrance & an original black-and-white checkerboard-patterned stenciled floor in the central hall—a true showstopper. Designed for entertaining, the main level boasts a formal dining room, elegant front and back parlors, a spacious game room with a wet bar & two half baths. Upstairs, four well-appointed bedrooms & two-and-a-half baths provide comfortable accommodations, while a second-floor balcony offers a tranquil spot to sip morning coffee while taking in breathtaking river views. A full staircase leads to the expansive third floor, currently used for storage but brimming with potential for additional living quarters. This is a rare opportunity to own a storied piece of history with modern comforts & stunning waterfront living. VA loan assumption available to VA eligible buyer. X Flood Zone, no flood insurance required.
Source: NORTHCAROLINAREGIONAL #100488134
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100488134
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.