110 Mapperton Ct, Summerville, SC 29485
3 beds · 2 baths · 1,400 sqft
Stunning opportunity in Desirable Summerville Place--now with a recent price reduction and a $10,000 closing credit offered to buyers! With a little TLC away from being perfect, this beautiful home, nestled on a private cul-de-sac, offers the perfect blend of comfort and style in an established neighborhood. Located in the highly sought-after Dorchester School District, you'll be just minutes from the charming shopping and dining options of historic downtown Summerville. Step inside to a bright and open floor plan with soaring ceilings and abundant natural light, creating an inviting space for entertaining and everyday living. The kitchen is functional and updated, featuring NEW granite countertops, stainless steel appliances, white cabinetry, a pantry, and a cozy breakfast nook with sliding door access to the oversized back patio. Upstairs, you'll find three generously sized bedrooms, including a primary suite with a stylish ensuite bath featuring a NEW vanity and modern fixtures. A second updated bathroom ensures convenience for family and guests. The spacious backyard backs up to a wooded buffer, providing additional privacy and a serene retreat. Enjoy outdoor living with a large patio, perfect for grilling, relaxing, or watching the kids and pets play. Additional highlights include a NEW roof (2019), an attached garage, and lush landscaping. Summerville Place is a vibrant community with tree-lined streets, green spaces, and scenic duck ponds. Plus, you're within walking distance to the neighborhood park! This turnkey opportunity is irresistibleschedule your showing today before it's gone!
Source: CTAR #25005991
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25005991
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.