110 Golf Terrace Dr, Stockbridge, GA 30281
4 beds · 3 baths · 4,219 sqft
Discover the charm of this 4-bedroom, 3.5-bathroom home, featuring a meticulously landscaped lawn with a state-of-the-art irrigation system and a freshly painted exterior. As you step inside, you're greeted by an inviting open floor plan adorned with hand-hewn hickory wood floors and anchored by a double-sided fireplace that seamlessly connects the formal living room and sitting area. Recessed lighting enhances the ambiance of each space, while elegant crown molding adds a touch of sophistication throughout. The heart of this home lies in the chef's kitchen, featuring a gas cooktop, granite countertops, soft-close cabinets, and a convenient computer area nestled within the breakfast nook. The main level beckons with a sumptuous primary suite, offering a spacious en-suite bathroom complete with a luxurious jacuzzi tub, large separate shower with multiple shower heads, and ample storage space. Descend to the fully finished basement, adorned with travertine tile, where you'll find a spacious family room, recreation area, additional bedroom, and full bathroom. Ascend upstairs to discover an attic bonus room, perfect for extra storage or versatile flex space. Outside, enjoy the expansive backyard with lush greenery and a sprawling roundabout driveway, completing the idyllic setting of this picture-perfect residence. Indulge in the comfort of your newly installed air conditioning system while the HOA attends to your lawn maintenance needs. Situated within the coveted Eagles Landing Country Club, this property offers a welcoming community ambiance with an array of family-friendly amenities, including a clubhouse, multiple pools, tennis courts, and a serene lake.
Source: GAMLS #10352537
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10352537
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10352537
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.