110 Canyon Ridge Trl, Canton, GA 30114
4 beds · 3 baths · 2,992 sqft
Welcome to this stunning two-story former model home that blends sophistication with modern comfort! Nestled on a beautiful corner lot, this 4-bedroom, 3.5-bathroom home features a bonus room and a full unfinished walk out basement, framed up and loads of windows, offering endless possibilities for additional living space. Step inside to find a formal dining room featuring upgraded molding, perfect for hosting elegant dinners flows into the spacious gourmet kitchen with soft close drawers, upgraded vent hood, cooktop, wall oven, island, and the breakfast nook provides a cozy spot for casual meals. The keeping room with a upgraded brick fireplace is a warm and inviting space, ideal for relaxing or entertaining guests. Enjoy the spacious family room with upgraded brick surround fireplace! The owner's suite is conveniently located on the main floor, offering privacy and luxury with a spa-like en-suite bathroom that includes a tiled shower, separate soaking tub, and dual vanities with soft close drawers. Upstairs, you'll find three additional spacious bedrooms along with a versatile bonus room, perfect for a home office, playroom, or media space. The exterior is equally impressive, featuring a large deck that overlooks a private iron-fenced courtyard with a wooded view and upgraded retaining wall creating a serene outdoor retreat. Located in a sought-after community, this home comes with top-tier amenities, including a clubhouse, pool, and sidewalks, all while being convenient to shopping, dining, and entertainment. Don't miss the opportunity to make this exceptional home yours-schedule your private tour today!
Source: GAMLS #10481312
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: GAMLS #10481312
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.