1096 Eagles View Dr, Clarksville, TN 37040
4 beds · 3 baths · 2,026 sqft
Spacious Four Bedroom home that will CHECK OFF ALL THE BOXES! The Covered Front Porch will be perfect for decorating every holiday. Kitchen is equipped with ample Cabinetry in Gray, Tile Backsplash, Granite Countertops, and Stainless Steel Appliances. My favorite part is the Large Walk In Pantry so you can stock up on all the necessities! Separate Laundry Room with Tile Flooring. Spacious and Level Fenced Backyard with Covered Deck and a Nook for the BBQ Grill/Smoker. 1/2 Bath located downstairs for Guests. Living Room is the heart of the home featuring a nice cozy fireplace. Upstairs you will find 4 bedrooms or 3 bedrooms and a spacious Bonus Room. The space is there, choose how you want to use the space. The Primary Bedroom is 16x15 and will fit a King Sized bed, has a Tray Ceiling, and a Walk In Closet. Primary Suite also has Double Vanities , Tile Shower w/ Bench, Soaking Tub, Linen Closet, Tile Flooring, and a private Toilet Closet. Second and Third Bedrooms upstairs feature deep large closets. The 4th bedroom again, can either be used as a bonus room or a bedroom. It has a closet and a door. Whatever suits your needs best. Shared bath upstairs features a tub/shower combination, large vanity with oversized drawers, linen closet, & tile flooring. The garage is extra tall making it perfect for all of the new overhead storage organizers there are at your local hardware store. Makes storing all of your holiday decorations nice & tidy. This home is convenient to anything in town. Whether it's I-24, Ft Campbell, Governors Square Mall, Movie Theatre, Grocery Shopping, Schools, or the Industrial Park-- Eagles Bluff Subdivision and the neighborhood park are perfect! The fence has a double gate for professional lawn service. The HVAC, Electrical, & Plumbing are serviced regularly. The ideal scenario for the Homeowners would be June 1st move-in date. Do you think this checks off all of your boxes? If so, call for an appointment today and make this house your HOME!
Source: REALTRACS #2809832
Financials
Source: REALTRACS #2809832
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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