10956 W Polk Dr, Littleton, CO 80127
3 beds · 3 baths · sqft
Welcome to your dream home in Woodbury Hills! This exceptional property seamlessly combines modern elegance w/ comfortable living, showcasing a plethora of recent upgrades totaling approximately $80,000 in the last two years. You’ll find enhancements throughout, including: new windows, gutters, exterior paint, a stylish front door, sliding door, garage door, HVAC upgrades, carpet, beautiful hardwood floors, updated baseboards on the main level, a stunning staircase w/ decorative molding & railings, contemporary interior doors, a refreshed kitchen, & new kitchen appliances, among many others! Upon entering, you are greeted by a spacious & inviting open floor plan that bathes the main living areas in natural light from generous south-facing windows. The living room serves as a cozy haven, perfect for gatherings or tranquil evenings at home. The updated kitchen is a chef’s delight, featuring sleek countertops, ample cabinetry, a farmhouse sink, & newer stainless steel appliances. Whether you’re whipping up a home-cooked meal or hosting a lively dinner party, this kitchen provides both functionality & style. The second level boasts a versatile loft that can be converted to a fourth bedroom or used as a den/office space. The primary suite is a true retreat, complete w/ a walk-in closet & an en-suite bathroom featuring a soaking tub, a separate shower, & a brand-new toilet. Two additional bedrooms & a full bathroom complete the upper level. The unfinished basement presents a blank canvas, ready for your personal touch & creativity. Step outside to discover a beautifully landscaped, park-like backyard—an idyllic setting for outdoor entertaining, gardening, or simply basking in the sunny Colorado weather. Conveniently located near the hogback & a large neighborhood park, this home offers easy access to recreation centers, hiking trails, & a plethora of outdoor activities for the nature enthusiast. Don’t miss your opportunity to make this stunning property your own!
Source: RECO #8571903
Source: RECO #8571903
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8571903
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