1095 Huntington Ave, Dacono, CO 80514
3 beds · 3 baths · 1,654 sqft sqft
Experience the potential of this charming Autumn Valley Ranch home that awaits your personal touch. With a little paint and carpet TLC, this property offers the opportunity to increase its value significantly. Step into this beautiful home and be captivated by the million-dollar mountain views that greet you each day. Imagine unwinding on your back patio, basking in breathtaking sunsets over the snow-capped peaks of the Rocky Mountains. Only one neighbor on one side adds to the peace and privacy of the setting, while the property backs to Dacono Ballpark, enhancing the serene atmosphere. Inside, the main floor welcomes you with an open layout featuring 9-foot ceilings and a combination of vinyl and carpet flooring. The kitchen, with rich brown wood cabinets, pantry, stainless steel appliances, and an expansive island perfect for meals and entertaining, is a chef's dream. The seamless flow between the family room, dining area, and kitchen creates the ideal space for hosting gatherings year-round. The primary suite offers a tranquil retreat with a 4-piece bath, walk-in closet, and panoramic mountain views. Two additional bedrooms share a full bath, and the convenience of an upper-floor laundry room adds to the home's functionality. Outside, there is a patio where you can soak in the unparalleled beauty of the mountain views, making it a perfect spot for relaxation and enjoyment. The vistas from the backyard are truly spectacular, offering a serene backdrop to your daily living. Don't miss out on this exceptional opportunity to make this Autumn Valley Ranch residence your own. Act quickly to secure your chance to transform this property into your dream home amidst the backdrop of captivating mountain vistas.
Source: RECO #6247190
Interest rate and monthly payment estimated based on public records.
Source: RECO #6247190
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6247190
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