10936 Rainbow Pyrite Dr, Wimauma, FL 33598
4 beds · 2 baths · 1,860 sqft
Get a free consultation call with an expert in the mortgage assumption process.
PRICE IMPROVEMENT! $40,000 OFF! SELLER TO HELP WITH CLOSING COSTS! HOME OFFERS MAGNIFICENT POND VIEW, NEW SOLAR PANELS & TESLA CHARGING STATION! Welcome to 10936 Rainbow Pyrite Dr, your dream retreat! Nestled on the edge of a glistening pond, this stunning Florida home offers peaceful water views right from your backyard. Imagine sipping your morning coffee as the sun rises over the water, or relaxing in the evening to the gentle sounds of nature. Situated on a premium lot, this home is the perfect blend of privacy and community. One side is bordered by a fence, offering separation and security from the neighboring home. On the other side, you’ll enjoy the rare luxury of uninterrupted views of a lush, protected preserve—no neighbors, just pure nature. Whether you’re looking to unwind or entertain, this home delivers the ultimate Florida lifestyle. Watch herons and turtles from your patio, or simply soak in the peaceful surroundings. All this, with the convenience of nearby shopping, dining, and top-rated schools. This beautifully maintained home comes equipped with owned solar panels (monthly service fee in lieu of a traditional electric bill), providing energy efficiency and long-term savings from day one. Imagine predictable energy costs, reduced environmental impact, and the convenience of a home that’s already powered for the future. As an added bonus, the property also features a Tesla charging station, making it the perfect fit for electric vehicle owners or anyone planning to make the switch. Enjoy the benefits of sustainable living without sacrificing comfort or style — this home is a smart investment in both your lifestyle and your future. This exceptional home isn’t just energy-efficient — it’s perfectly positioned on a stunning pond with a tranquil preserve on one side, offering unmatched privacy and breathtaking views. Wake up to the sights and sounds of nature, with magnificent birds and native wildlife drawn to this serene, one-of-a-kind setting. With its unique lot, peaceful water views, and thoughtful upgrades, this home is truly a rare find — a perfect blend of modern convenience and natural beauty. Spacious and thoughtfully designed 4-bedroom, 2-bathroom home, offering comfort and accessibility for all. This well-maintained property boasts an open floor plan, generous bedroom sizes, and functional living spaces perfect for families or multigenerational living. Enjoy peace of mind knowing the home is move-in ready and adaptable to a variety of needs. Conveniently located near Sumner High School, Starbucks, CVS, Big Bend Road, US HWY 301, I75, Tamiami Trail, Publix, Ritas Ice, Suncoast Bank, Panera, Sams Club, and so much more! This home won't last long! Schedule your showing today!
Source: STELLAR #TB8374522
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8374522
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.