10927 Glenhurst St, Fort Myers, FL 33913
3 beds · 2 baths · sqft
Nestled up to a preserve, this "Taft Street Model" provides elegance and comfort the moment you walk into the home. With nearly 1,600 s/f of living space, this 3 Bedroom + bonus Sunroom is open, well-lit, and very spacioius. Tile flows throughout the main living area with volume ceilings, upgraded lighting, plantation shutters and 8 ft. doors - all adding value to this home. The large center kitchen island will sure be a family gathering space where memories and gourmet meals will be created. Designer backsplash, 42-inch cabinetry, stainless steel appliances, and granite counter tops all superior grade here. The adjacent bonus "Sunroom" provides an excellent space for quite time and to see the amazing wildlife in the preserve - like Deer and Bobcats! The Primary Bedroom is spacious with a relaxed feel and offers carpet on the flooring for comfort. The on-suite bathroom has quartz counter tops, double vanity sinks, designer mirrors and a walk-in shower. Split from the primary suite are the two additional bedrooms - one with carpet and one with tile flooring. The garage has been extended 4 feet to support larger vehicles and provides great additional storage space. New H2O Heater in 2023. Room for a pool! Just minutes from the home by golf cart or car is the stellar amenity center. Tennis, pickleball, bocce ball, fitness classes, gym workouts, lap swimming or simply relaxing by the pool all happen here! PLEASE WATCH THE VIDEO TOUR! You are now HOME!
Source: FORTMYERS #224036547
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224036547
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224036547
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