10913 AUSTRALIAN PINE DR, Riverview, FL 33579
Beautiful 3-Bedroom Home in the Heart of Riverview's Thriving Southfork Community Welcome to your dream home in the desirable Southfork community of Riverview, Florida! This stunning 2,042 sq. ft. residence offers everything you need for comfortable and stylish living, featuring 3 spacious bedrooms, 2 full bathrooms, and a versatile office space or bonus room perfect for your lifestyle needs. Key Features: Dramatic Entryway: As you step inside, you’ll be greeted by a grand entryway with high ceilings, a decorative floor motif, a layered tray ceiling, and a large chandelier, setting the tone for the elegance that awaits you throughout the home. Formal Dining Room: Perfect for hosting dinner parties or family gatherings, the formal dining room provides a refined space to enjoy meals with loved ones. Chef’s Kitchen: The kitchen boasts a functional layout with a closet pantry and a dedicated breakfast nook. Overlooking the expansive family room, it’s perfect for both everyday meals and entertaining guests. Family Room with Pond View: Relax in the expansive family room that opens to a screened-in back porch, offering a tranquil pond view and a fenced-in backyard for privacy and enjoyment. Spacious Primary Suite: The oversized primary bedroom features an en-suite bathroom with a large vanity, separate garden tub, walk-in shower, and dedicated water closet, along with a generous walk-in closet. Comfortable Secondary Bedrooms: The secondary bedrooms are well-sized, providing ample space for family members or guests. The full secondary bathroom includes a tub and shower combo for convenience. Convenient Laundry Room: An inside laundry room makes laundry day a breeze, with plenty of space for organization. 3-Car Garage: Ideal for car enthusiasts or those in need of extra storage, the spacious 3-car garage accommodates your vehicles and more. Community Amenities: The Southfork community is vibrant and full of amenities, offering something for everyone: Walking Trails: Explore the scenic walking trails perfect for morning jogs or leisurely strolls. Playground: Enjoy quality time with your family at the community playground. Sports Facilities: Stay active with access to tennis and racquetball courts, ensuring you can enjoy your favorite sports close to home. Community Swimming Pool: Cool off in the community swimming pool, perfect for relaxing on hot Florida days. Prime Location: Conveniently located near shopping centers, medical facilities, schools, churches, and major highways, this home offers easy access to all that Riverview has. Experience the perfect blend of tranquility and convenience in this thriving community. Don't miss the opportunity to make this beautiful home yours. Schedule a showing today and discover the endless possibilities that await you in Southfork!
You may be able to put down less than the total down payment amount of $212,189 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #l4946551
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.