10906 Ventnor Ave, Jacksonville, FL 32218
4 beds · 3 baths · 2,006 sqft sqft
Step into this stunning, well-designed one-story home built in 2019. The open-concept great room flows into the kitchen and dining areas, making it ideal for both entertaining and everyday living. Two bedrooms share an adjoining bathroom, creating a private space for guests or family members. The primary suite offers a peaceful retreat with a luxurious en-suite bathroom. Modern amenities include a premium water treatment system and a germicidal ultraviolet light in the HVAC system for cleaner air throughout the home. Outside, enjoy a private oasis with a covered lanai overlooking a tranquil pond. Whether you're sipping your morning coffee or unwinding in the evening, the serene view will always impress. A spacious 2-car garage offers room for vehicles and storage, ensuring both comfort and practicality. With its blend of modern convenience and natural beauty, this home is an unbeatable find. Schedule your tour today! Step into the perfect blend of modern design and natural beauty with this stunning 4-bedroom, 3-bathroom home built in 2019, offering 2,006 sqft of thoughtfully designed living space all on one level. Nestled on a tranquil pond with turtles, this home offers a serene retreat while keeping you close to everything you need. Key Features: Spacious Layout: The open-concept great room flows seamlessly into the dining and kitchen areas, making it perfect for both entertaining and everyday living. Private Bedroom Setup: Two of the bedrooms share an adjoining bathroom, providing a private space ideal for guests or family members. Owner's Suite: Relax in your spacious primary suite with its own en-suite bathroom, offering privacy and comfort. Modern Amenities: This home is equipped with a top-tier HVAC system that has germicidal ultraviolet light for enhanced air quality, and a premium water treatment system for clean, refreshing water throughout the home. Outdoor Living: Enjoy your morning coffee or evening relaxation on the covered lanai, overlooking the peaceful pond, a perfect setting to unwind. 2-Car Garage: Plenty of space for your vehicles, storage, or even a workshop. Don't miss out on this rare opportunity to own a pristine home with modern amenities and natural charm. Schedule your tour today and make this beautiful property yours before it's gone!
Source: REALMLS #2046612
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2046612
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2046612
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