10900 Fox Crst, San Antonio, TX 78233
3 beds · 2 baths · 1,731 sqft
$10,000 for Closing Costs or interest rate buy down or however your buyer sees fit!!! This open floorplan features 3 bedrooms 2 bath with double car garage and lush curb appeal with two large trees in front and a perfect size back yard where the patio was extended to dine/entertain al fresco! This single family owned home has been loved and cared for with new paint throughout and new carpet in master bedroom as well as new vinyl plank wood in main area. Tons of natural lighting with the windows along backside of home that gives the great space an bright and airy feel. Kitchen is open with stainless steel appliances to include your very own double oven, flat surface cooktop, micro-hood and dishwasher and lots not forget the high bar to hide those dishes in your sink! The primary bath has a separate shower and soaking tub so that you can enjoy the luxury of either! Great size walk in primary closet off your bathroom suite. Ceiling hung storage in garage and water softener included. Lets not forget the awesome neighborhood amenities just around the corner with hiking/biking/walking trails and the well maintained pool with community center and playgrounds for all year round! Just minutes with easy access to 35 and close to tons of shopping and entertainment. Don't miss out on this one! This address also qualifies for a 1 percent down payment program, ask me how!
Source: SABOR #1820269
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1820269
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1820269
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.