1090 Harmony Ln, Clermont, FL 34711
5 beds · 4 baths · 3,637 sqft
Elegant 5-Bedroom Home in Nottingham at Legends Golf & Country Club in Clermont. This stunning 2-story home, located in the desirable Nottingham community at Legends Golf Course & Country Club offers 5 bedrooms, 3.5 bathrooms, 3 car garage and 3,657 sqft of living space. Designed for clean, modern living, this spacious home features porcelain tile throughout the first floor and uniform luxury vinyl flooring on the second floor, with tile in all bathrooms. The first floor boasts a large, open-concept living room, a sleek kitchen with stainless steel appliances, a sizable granite island, and a dining area. A half bath conveniently located near the kitchen offers access to the expansive back patio. The expansive backyard is perfect for outdoor entertaining, with room to add a pool. The first-floor primary suite includes two side-by-side walk-in closets with custom storage systems. The en-suite bathroom is complete with a garden tub, a separate walk-in shower, double-sink granite vanity, and an enclosed private bathroom. The first-floor laundry room connects to a spacious 3-car garage which has a bay to park your golf cart. The insulated garage also features a newly installed split-unit AC for added comfort. The second story includes a versatile flex space that offers room for games, movie nights, or relaxation. Four additional bedrooms and two full bathrooms, and one being a Jack-and-Jill. The upstairs provides plenty of space for family or guests. Recent updates to the home include fresh exterior paint, new gutters on the back patio, pressure-washed and sealed pavers, and a new split-unit AC in the garage. The community offers an exceptional lifestyle with a wide range of amenities included in the monthly HOA fee. Enjoy cable TV, internet, and a 24/7 gated community with a guard on duty for extra peace of mind. Residents have access to a fitness center, resort-style pool and spa, sauna, playground, basketball, tennis, and pickleball courts. The 10,000+ sqft clubhouse features a community kitchenette and conference rooms for hosting events. The Legends Golf & Country Club recently underwent a two-million-dollar renovation, enhancing its par 72 championship golf course, which spans up to 6,808 yards with a Slope Rating of 132 and a Course Rating of 72.9. Additional amenities include a driving range, putting and chipping greens, professional lessons, a pro shop, a restaurant, and event space for rent. This home is ideal for large families or those who love to entertain, offering luxury living in a vibrant golf and country club community. Here is the website for more details about Legends. www.legendsclermontgolf Conveniently located in Clermont, this home offers easy access to the Chain of Lakes, hospitals, schools, shopping, and dining. It’s also just minutes away from Disney, Downtown Orlando, and major highways, including Hwy 27, Hwy 50, and the Florida Turnpike. All information provided is deemed reliable but not guaranteed. Buyers are advised to verify all details, including square footage, amenities, and features, to their satisfaction. The seller and listing agent assume no responsibility for inaccuracies or discrepancies.
Source: STELLAR #g5087451
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087451
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087451
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