109 Paige Bnd, Hutto, TX 78634
5 beds · 4 baths · sqft
COMPLETE REMODEL DOWN TO THE STUDS. LIKE NEW with Mother in Law Suite!! Welcome to 109 Paige Bnd, a delightful single-family detached home nestled in the heart of Hutto, TX. This charming property boasts an impressive layout with 4 bathrooms and an open, inviting floor plan that is perfect for both entertaining and everyday living. As you step inside, you'll be greeted by freshly painted walls and like-new carpet that adds a touch of modernity and comfort. The main floor features a spacious living area with ceiling fans and vinyl plank wood floors that extend throughout. The open floor plan seamlessly connects the living space to the dining area and kitchen, creating a perfect flow for entertaining guests. This home offers the unique advantage of two primary bedrooms, one on the main level and one upstairs, providing flexibility and privacy for family members or guests. Each primary suite comes complete with its own bathroom. Upstairs, you'll find two versatile game/media room options, perfect for movie nights, a home office, or a playroom.The exterior of the home is equally impressive, with a large backyard that offers plenty of space for outdoor activities and relaxation. The BIG covered and uncovered wood decks are perfect for hosting summer barbecues, enjoying your morning coffee, or simply unwinding after a long day. The neighborhood offers a strong sense of community and convenience. Hutto, TX, is known for its friendly atmosphere and small-town charm, while still offering easy access to shopping, dining, and entertainment options. The property is also conveniently located near major highways, making it easy to commute to nearby cities. Whether you're enjoying the local parks, dining at the nearby restaurants, or taking a short drive to explore the greater Austin area, you'll love the convenience and lifestyle that 109 Paige Bnd has to offer.
Source: ACTRIS #7662451
Source: ACTRIS #7662451
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.