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$529,900 SIGNIN

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109 Bridlington St, Sugar Hill, GA 30518

4 beds · 4 baths · 2,568 sqft

Welcome to Hadley Township in Sugar Hill! This stunning townhome is nestled in a highly sought-after community near Suwanee and belongs to the prestigious North Gwinnett school cluster. Boasting one of the largest floor plans in Hadley, this home offers exceptional space, style, and functionality. Key Features: Finished Basement: Enjoy a versatile lower level with a bedroom, family room/den, and a full bathroom—perfect for guests or a private retreat. Main Floor Elegance: Beautiful hardwood floors, stylish updated light fixtures, and a gorgeous dining area create a warm and inviting atmosphere. The built-in buffet provides additional storage and a convenient serving area for entertaining. Bright, White Kitchen: Located at the back of the main floor, this kitchen is a chef’s dream, featuring stainless steel gas appliances, a walk-in pantry, and an additional seating area for family gatherings. Spacious Primary Suite: Upstairs, the expansive primary suite offers room for a cozy sitting area, abundant natural light, and a luxurious en-suite bathroom. Additional Bedrooms & Bath: Two guest bedrooms, a full bathroom, and a laundry room (complete with a sink!) complete the upper level. Outdoor Living: Step onto the deck and take in the peaceful view—lush trees create a canopy of privacy in the summer months. Ample Storage: The garage includes extra storage space, perfect for organizing seasonal items and more. This immaculate home is move-in ready! Schedule your private showing today and experience all that Hadley Township has to offer.

Estimated
Seller's interest rate
2.99%
7%
Estimated
Monthly payment

$2,325
$3,035
You may also save up to $226,521 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,035 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.99%
Remaining term
26 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,325
Principal & interest
$1,364
Mortgage insurance
$229
Property taxes
$176
Home insurance
$282
HOA fees
$272
Utilities
Not included

Source: Public records

Home details
Size
2,635 sqft
Lot size
0.02 acres
Year built
2017
Type
Townhouse
HOA dues
$272.00

Source: FMLS #7539762

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 11:51 pm
Listing agent: Jennifer Diffley
Listing provided courtesy of: Keller Williams Realty Atlanta Partners (678) 318-5000
Details provided by FMLS and may not match the public record.
MLS ID: #7539762
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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$2,325
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