1087 Shadow Glen Dr, Fairburn, GA 30213
5 beds · 3 baths · 2,750 sqft sqft
Modern Luxury in Durham Lakes Golf Community-CURRENT LOAN IS ASSUMABLE with a 4.6% interest rate. Set in the gorgeous golf Community, this like-new home has been redesigned with countless amazing features. Upon entry, you'll notice the refined upgrades, starting with a sleek black accent wall that anchors the light-filled office located off the foyer. This home features upgraded lighting from Restoration Hardware throughout, adding quite the light experience.. Step further into the home to find a gorgeous kitchen complete with a gas stove, extended quartz countertops, eye-catching kitchen island lighting, and a stunning accent wall in the dining area. The sink has been upgraded to a deep-set, stylish black selection with new fixtures. Enjoy views of your fireside family room with a gleaming chandelier and direct access to your back patio-perfect for entertaining. Head upstairs to be welcomed by stunning upgrades, including an extended loft space well-appointed as a HOME THEATRE with a projector-screen and smart home lighting. The Owner's Suite has been upgraded with gorgeous LVP flooring, and the Owner's Suite bathroom is a dream, featuring upgraded LED mirrors, a soaking tub, walk-in shower and a massive walk-in closet. Each secondary bedroom is spacious, and the laundry room is conveniently located upstairs. The community amenities are unparalleled, offering access to an upgraded golf course, pool, brand new clubhouse renovation, playground, tennis court, and basketball court, providing endless opportunities for recreation and leisure. Don't miss the chance to make this smart home your own and experience the epitome of modern luxury living. Just minutes from Publix, Starbucks, Target, the airport, and only 30 minutes to Midtown, this location is perfection. Take advantage of using both of our preferred partners, Toshia Parrish with Assertive Mortgage and The Hawes Law Firm, and receive $5,000 in seller concessions.
Source: GAMLS #10405381
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10405381
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10405381
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.