10849 Rolling Mesa Dr, Peyton, CO 80831
5 beds · 4 baths · 4,856 sqft
Welcome to this spacious and beautifully designed 5-bedroom, 4-bathroom home with a 2-car garage, offering an abundance of natural light throughout. As you step inside, you’ll be greeted by large windows that flood the home with sunlight, creating an inviting and airy atmosphere. The main level features an office, perfect for work-from-home convenience, and a large kitchen equipped with ample cabinet and counter space, as well as a walk-in pantry—ideal for all your cooking and storage needs. A cozy gas fireplace adds warmth and charm to the living room, making it a perfect space for relaxation. Upstairs, you'll find a generous loft area that offers flexibility for various uses, whether it be a reading nook, playroom, or home gym. The primary bedroom is a true retreat, featuring ample space and a luxurious 5-piece en suite bathroom, complete with double vanity sinks and a large walk-in closet. The upper level also includes a convenient laundry area near three of the bedrooms. The basement is a standout feature of the home, offering its own private bedroom and full bathroom—ideal for guests or extended stays. The expansive living room in the basement can be used as a home theater, play area, or entertainment space, providing endless possibilities. The fully landscaped backyard features a patio area perfect for entertaining, as well as a storage shed for additional space. With its proximity to local amenities, this home offers both comfort and convenience. Don't miss the chance to make this exceptional property your own!
Source: PPMLS #5129656
Financials
Source: PPMLS #5129656
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.