10818 Breaking Rocks Dr, Tampa, FL 33647
5 beds · 4 baths · 3,586 sqft
Get a free consultation call with an expert in the mortgage assumption process.
One or more photo(s) has been virtually staged. To help visualize this home’s floorplan and to highlight its potential, virtual furnishings may have been added to photos found in this listing. $30,000 PRICE REDUCTION! Welcome to your dream home at 10818 Breaking Rocks Dr, Tampa, FL 33647! This stunning two-story, pond-front single-family residence in the coveted Easton Park community has been completely renovated and upgraded with meticulous attention to detail. Boasting a new roof, fresh interior and exterior paint, new HVAC units, a new water heater, and stylish wood-look laminate flooring throughout, this home offers a fresh and modern feel. The gorgeous kitchen is a chef’s delight, featuring brand-new shaker cabinets, gleaming granite countertops, and top-of-the-line stainless steel appliances. All four bathrooms have been fully updated, ensuring luxury and comfort at every turn. With 5 spacious bedrooms, 4 full baths, a versatile bonus room, and a 3-car garage, this 3,586-square-foot home built in 2008 truly has new everything! The open and functional layout includes a seamless kitchen and family room combo with breathtaking pond and wooded conservation views, plus separate living and dining rooms for added elegance. The first floor offers a secondary bedroom and full bath with patio access, while the second floor features a generous bonus room, four additional bedrooms, and three full baths. The primary suite is a retreat of its own, complete with a walk-in closet and a luxurious bath showcasing split dual sinks, a garden tub, and a separate shower. Nestled in Tampa’s Easton Park, residents enjoy access to a community pool, park, and more. Beyond the beauty of this home, its prime location puts you within 20 miles of some of Tampa’s best attractions. Outdoor enthusiasts will love being just 12 miles from Busch Gardens Tampa Bay, an iconic theme park with thrilling rides and exotic wildlife, or exploring the serene Lettuce Lake Park, only 8 miles away, with its scenic trails and boardwalks. For a relaxing day by the water, Honeymoon Island State Park, a pristine Gulf Coast gem, is roughly 20 miles away. Families can spend a fun-filled day at the Florida Aquarium, 17 miles from home, or discover history and science at the Museum of Science & Industry (MOSI), just 10 miles away. With shopping, dining, and entertainment at nearby spots like the Shops at Wiregrass (6 miles) and the vibrant Ybor City historic district (15 miles), this location offers the perfect blend of convenience and adventure. Don’t miss your chance to own this fully upgraded masterpiece in an unbeatable Tampa location!
Source: STELLAR #TB8364559
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8364559
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.