10812 NW 29th Ter, Yukon, OK 73099
4 beds · 2 baths · 2,093 sqft
A stunning modern farmhouse retreat nestled in Yukon's prestigious Orchard at Raywood community. This immaculate 4-bedroom, 2-bathroom home showcases an impressive blend of elegant design and practical comfort. Step inside to discover a light-filled interior featuring designer touches that elevate everyday living. The spacious great room impresses with its coffered ceiling and stacked stone fireplace, creating a welcoming atmosphere for both relaxation and entertaining. The heart of this home is undoubtedly the gourmet kitchen, where gleaming white quartz countertops complement the convenient breakfast island, custom spice drawers, and premium stainless steel appliances. The primary bed and en-suite features a luxurious free-standing soaker tub and walk-in shower. A custom-designed closet connects directly to the laundry room, which features practical built-in storage and distinctive flooring that adds character and charm. Oh & Don’t miss the study nook w/ barn door. Recent upgrades ensure peace of mind, including a 2023 HVAC condenser, 2024 gutters, 2025 Dishwasher, fresh interior paint & a new security door. Fully fenced backyard, complete with gas grill hookup & in-ground RainBird sprinklers. A 3-car tandem garage provides ample space for vehicles and projects. Smart home features enhance daily living, with a Nest doorbell and Google Home Hub offering convenient control and security. The Orchard community delivers resort-style amenities, including a pool, clubhouse, pickleball courts, and engaging community events. Easy access to Lake Overholser, OKC Outlet Mall, and major transportation routes via the Kilpatrick Turnpike and I-40. Excellent Yukon schools and fiber internet make this property ideal for families and remote workers alike. This move-in ready gem comes with additional value: prepaid TruGreen lawn service. Don't miss your opportunity to own this meticulously maintained modern farmhouse. Major Bonus: This house has a 2.5% FIXED-RATE VA ASSUMABLE LOAN!
Source: MLSOK #1159241
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1159241
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.