10810 Leeds Rd, Port Richey, FL 34668
2 beds · 2 baths · 1,176 sqft
BRAND NEW ROOF (installed OCT 2024!!!) NO HOA!! NO FLOOD ZONE ~~ AMAZINGLY AFFORDALE HOME for ONE, for FAMILIES, or for EMPTY-NESTERS! YOU will LOVE this MOVE-IN READY 2-bedroom, 2-bathroom home with a 1-car garage and FENCED BACKYARD!! (Lot 60’x100’) Upon entering this home, you are welcomed by its SPACIOUS, comfortable LIVING ROOM with HUGE PICTURE WINDOW facing your front yard allowing so much NATURAL LIGHT! Your spacious, OPEN, “EAT-IN KITCHEN” with its TILE FLOOR include WOOD cabinets, tile backsplash, beautiful countertops, STAINLESS STEEL refrigerator, range, microwave, dishwasher (ALL INCLUDED – as is the washer & dryer)! Your KITCHEN is OPEN to your HUGE BONUS ROOM ~ FLEX SPACE ~ FAMILY ROOM – this 17’x11’ space can be WHATEVER YOU WANT IT TO BE!!! Playroom, game room, entertaining room, craft or pool table room…Let your IMAGINATION run WILD!! Your “bonus” room is nice & bright with its two PICTURE WINDOWS and it over looks your HUGE BACKYARD!! Relax or entertain on your BIG, SCREENED, TILED floor – LANAI! Both bedrooms are VERY spacious (check out the floorplan in the photos) TWO FULL BATHROOMS – one with tub/shower combo and the other WALK-IN SHOWER!! Your OVERSIZED 1-CAR GARAGE includes a GARAGE DOOR OPENER & UTILITY SINK! ~~~ PRIME LOCATION – Less than 1 mile to US19! Less than 2 miles to Werner-Boyce Salt Springs State Park, Congo River Golf, Carrabba’s, Regal Hollywood theater…Less than 4 miles to Wal-Mart Super Center & Hudson Beach! Less than 10mins to Publix, Little Rd, SR52…Less than 15mins to Morton Plant North Bay Hospital, HCA Florida Bayonet Point Hospital (HCA FL Trinity Hosp-20mins!) Suncoast Parkway – 15mins! 40mins – Tampa International Airport, Honeymoon Island, Weeki Wachi State Park….Toooo many places to list here!! Only 10mins to Elem/Middle schools and 15mins to High school! ~~~ YOU REALLY HAVE to CHECK THIS PLACE OUT!
Source: STELLAR #tb8307173
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307173
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307173
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.