10804 Wicker Park Pl, Palmetto, FL 34221
3 beds · 3 baths · 2,323 sqft
** New Price ** Welcome to your dream home in beautiful Palmetto, FL! This nearly new, custom-built residence offers a perfect blend of luxury and comfort, nestled within a gated community that boasts an array of resort-like amenities. Step inside and be greeted by a spacious and inviting layout, featuring three bedrooms and three bathrooms, all thoughtfully designed to cater to your lifestyle. The upgraded kitchen is a chef's delight, complete with an oversized island including a salad sink, while the main kitchen area boasts a gorgeous apron front sink and a gas cooktop. Whether you're preparing a family meal or entertaining guests, the coffee/wine bar with a wine refrigerator adds a touch of elegance and convenience. The primary bathroom suite is a true retreat, offering upgraded finishes that provide a spa-like experience. Need a space to work from home? The office, with its charming French doors, offers a quiet and productive environment. Outdoor living is a breeze with the panoramic screened-in pool and spill-over spa, perfect for relaxing or hosting gatherings. The outdoor kitchen, equipped with a refrigerator and a dedicated gas line to the grill, makes alfresco dining a delight. An additional gas line has been plumbed if you desire a fire pit for evenings by the pool. Beyond the home, the community offers a luxurious lifestyle with amenities including a fitness center, an expansive tropical-feel pool area, pickleball and tennis courts, wellness treatments, a billiards room, and more. Every day feels like a vacation in this vibrant community. With 2,323 square feet of living space on an 8,304 square foot lot, this home provides ample room for both indoor and outdoor enjoyment. The premium conservation lot provides a tranquil retreat, with no backyard neighbors. Experience the best of Florida living in this exceptional home, where every detail has been carefully curated for your comfort and enjoyment. Don't miss the opportunity to make this stunning property your own. Schedule a viewing today and discover the lifestyle that awaits you.
Source: STELLAR #TB8341045
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8341045
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.