10804 Crushed Grape Dr, Riverview, FL 33578
4 beds · 3 baths · 2,557 sqft sqft
Prepare to fall in love!! This stunning room is looking for its next true love! This Lennar Santa Fe floor plan has everything! This home features a great floor plan with 2 bedrooms and 1 bath at the front of the house, a grand hallway that leads you to the laundry room, entrance to garage, and 4th bedroom with en suite bath. The laundry room will make you want to do laundry! Continuing down the hallway, you are greeted with a spacious family room, large kitchen with plenty of storage and a walk-in pantry, plus a dining area that comes complete with a custom-built bar, including refrigerators. The master suite is on the back of the house and offers a large walk-in closet with custom-made shelving and a built-in vanity, plus double vanities with a walk-in shower. A water softener system and water filtration system in the kitchen have been added. The electric fireplace and entertainment center, including an 86" TV with surround sound in the family room, will stay! Completing the house is a bonus room that is currently a sports man cave but could be an office, playroom, or whatever you desire! The back of the home features a great pond view, a pergola with ample space for seating, and 3 grills—propane, charcoal, and a Blackstone griddle. This is truly an entertainer's dream home. The home has had so many upgrades—all closets include custom-made shelving, built-in vanity in master closet, custom barn doors throughout, and security cameras inside and outside. Location is fantastic—minutes to I-75, close to shopping and restaurants, with easy access to downtown Tampa!
Source: STELLAR #tb8305600
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8305600
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8305600