1 of 34
$419,000 SIGNIN

Sign in to see required down payment for the 2.8% rate

1080 Buena Vista Ave, Brooksville, FL 34601

3 beds · 3 baths · 2,303 sqft

Welcome to 1080 Buena Vista Avenue in Brooksville, FL! This spacious 3-bedroom, 2.5-bathroom home sits on an expansive 0.87-acre lot with no CDD or HOA, offering privacy and freedom in a quiet yet accessible location. The property boasts a 4-car garage, perfect for multiple vehicles or extra storage, and has been thoughtfully updated to ensure comfort and modern living. Recent updates include a stylish half bathroom constructed in 2022 with vinyl flooring, as well as a beautifully renovated full bathroom- the master bathroom and the second-floor bathroom were both updated in 2022, showcasing elegant finishes and functionality. The home also boasts all-new energy-efficient windows installed the same year, a durable metal roof from 2019 known for its longevity and low maintenance, and a new HVAC system installed in 2021 for year-round comfort. The sparkling pool is clean and ready for use, making it ideal for relaxing or entertaining. Inside, you'll find a thoughtfully designed layout with the primary bedroom and laundry room conveniently located on the first floor for easy living. The open floor plan provides plenty of natural light and a welcoming atmosphere. The outdoor space is just as impressive, with nearly an acre of land to enjoy. Whether you want to create a garden, park your RV or boat, or simply have room for the kids and pets to roam, this property offers endless possibilities. The property is situated near major highways, including U.S. 41 and U.S. 98, making it easily accessible to nearby shopping, dining, and schools. With its combination of modern updates, functional space, and a tranquil community setting, this home is the perfect retreat just minutes from all conveniences. Schedule your private showing today and make this incredible property your new home!

Estimated
Seller's interest rate
2.8%
7%
Estimated
Monthly payment

$1,989
$2,634
You may also save up to $204,553 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Apr 19 • 11AM - 1PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,634 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
2.8%
Remaining term
26 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,989
Principal & interest
$1,170
Mortgage insurance
$201
Property taxes
$236
Home insurance
$380
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,303 sqft
Lot size
0.87 acres
Year built
1974
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #TB8340615

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:29 am
Listing agent: Yashira Figueroa (813) 647-0120
Listing provided courtesy of: LPT REALTY, LLC (877) 366-2213
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8340615
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.