108 Pokeberry Way, Greenville, SC 29607
3 beds · - baths · sqft
Come see this beautiful, MOVE IN READY, spacious 3 bed/2.5 bath townhome with a lot of extra upgrades added by the owner during initial construction. Located in the established area of Indigo Pointe subdivision which includes walking trails and a community pool, Pokeberry Way is a quite cul de sac, limiting passing traffic, adding to the serene calm of the area and lined with sidewalks and charming streetlights. Conveniently located just minutes away from downtown Greenville and a short hop onto Woodruff Road and the shops at Verdae, as well as easy access to I-385 and I-85. As you walk through the front door you will find a welcoming and spacious entry way with luxury vinyl flooring downstairs and into the beautiful kitchen that flows into a large family room. The kitchen has quartz counter tops, a large white farmhouse apron front sink, elegant light fixtures, dual fuel range, premier level cabinetry with soft-close drawers plus waste basket cabinet. The family room connects and exits to the rear patio leading to a small backyard bordered by a patch of tall old growth trees providing a cozy and private feel. All bedrooms are located upstairs with the primary bedroom quietly located at the rear of the home. The upstairs has wall-to-wall luxury carpet, the primary bedroom is very roomy with large walk-in closet and an elegant bathroom including frame-less shower door, rain can shower head, shower seat, quartz counter tops, double sinks, soft-close drawers and upgraded hardware. The primary bedroom connects to the covered upper patio with a wonderful private view making this the perfect spot for morning coffee or your evening tea. And yes, the porch swing stays with the sale of the home!
Source: GREENVILLESC #1536155
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1536155
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1536155
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.