108 Devonshire Ave, West End, NC 27376
3 beds · 3 baths · sqft sqft
If you really love golf, this charming, well-maintained home will suit you to a tee! It is nestled among the longleaf pines, surrounded by beautiful landscaping, along the first fairway of the golf course in gated Seven Lakes South. The back is nothing short of a golf lover's paradise with an amazing putting green with artificial turf. There is an incredible three-tier deck. The lower deck has small stacked stone fireplace with a cooper chimney cap and lots of space for the grill. The middle level has a hot tub. The upper deck is perfect for morning coffee or enjoying cocktails in the evening. The interior features hardwood floors in all the main living areas and primary bedroom, and great golf views from every room on the back. A spacious living room has an upgraded pine wood cathedral ceiling with center rustic wood beam and gas log fireplace. A bright Carolina room has window walls offering great golf views and access to the back deck. The dining room has a cathedral ceiling and wainscoting with chair rail trim. The primary bedroom has a tray ceiling, large walk-in close and en-suite bath with double entry, garden jetted tub, two single sink vanities centered by a true-sit down vanity, step in shower and water closet. The guest bedrooms have carpet and ceiling fans. And the current owner added a quaint powder room with decorative glass sink. This home is in immaculate condition! And it is convenient to the gate as well as the Seven Lakes Golf Club.
Source: NORTHCAROLINAREGIONAL #100469715
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100469715
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100469715
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.