VA loan
1 of 26
VA loan
$283,500 SIGNIN

Sign in to see required down payment for the 2.75% rate

10788 Rosalina Loop, Converse, TX 78109

3 beds · 2 baths · 1,617 sqft

Welcome to your new home-a beautifully maintained single-story gem built in 2021, featuring the popular Blanton floor plan with 1,610 square feet of comfortable living space. With three spacious bedrooms, two full bathrooms, and a two-car garage, this home offers the perfect blend of style, space, and functionality. Step inside to discover an open-concept design that makes everyday living and entertaining effortless. The stunning kitchen boasts an oversized island, energy-efficient appliances, and flows seamlessly into the expansive family room and dining area-ideal for gatherings or quiet nights in. The Primary Suite is your personal retreat, complete with a generously sized shower and thoughtful layout. Additional highlights include a water softener system and a fully installed solar panel system that helps reduce monthly energy costs. Step outside to your covered patio, where the included outdoor furniture invites you to unwind and enjoy the breeze. And just down the street? A neighborhood playground-perfect for families or simply enjoying the community vibe. This home has everything you need and more. Come see it in person and experience the comfort, charm, and energy-saving benefits for yourself. Don't miss the chance to make this beautiful residence your own!

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$1,384
$1,934
You may also save up to $172,517 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,934 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.75%
Remaining term
26 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,384
Principal & interest
$989
Mortgage insurance
-
Property taxes
$138
Home insurance
$243
HOA fees
$13
Utilities
Not included

Source: Public records

Home details
Size
1,617 sqft
Lot size
0.132 acres
Year built
2021
Type
Single Family Residence
HOA dues
$13.33

Source: SABOR #1848344

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 09:41 am
Listing agent: Bertha Garcia (210) 875-4852
Listing provided courtesy of: Keller Williams City-View (210) 696-9996
Details provided by SABOR and may not match the public record.
MLS ID: #1848344
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2025 San Antonio Board of REALTORS®. All Rights Reserved.
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$1,384
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