1078 Gadwall Cir, Hendersonville, TN 37075
4 beds · 5 baths · 5,567 sqft

Get a free consultation call with an expert in the mortgage assumption process.
OUTSTANDING home in desired Drakes Pointe that backs up to the water and HOA greenspace! Featuring soaring ceilings, 3 wood burning fireplaces, coffered ceilings, custom trim work and built-ins, plenty of windows to bring in the natural light, 5 FULL bathrooms, huge bath and walk-in closet in primary bedroom, 2 bedrooms on the first floor and 2 more upstairs. This was the model for this subdivision so it has all the bells and whistles. Mudroom. 3 car garage. Tankless HWH. Roof 2.5 yrs old. Upstairs unfinished bonus room not included in the sq ft. Entertain family and friends on your covered back deck with gorgeous fireplace and water view, or unwind at the end of the day. Fantastic location only minutes to shopping, restaurants, parks and golf. Close to Old Hickory Lake and boat ramps. 30 mins to Nashville Airport or all downtown Nashville has to offer. Sumner co schools. Schedule a showing today! 1% lender credit with use of preferred lender and acceptable offer + seller offering up to $10,000 towards closing costs = huge savings!!!
Source: REALTRACS #2780538
Source: REALTRACS #2780538
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
