10779 Mills Rd, Apple Valley, CA 92308
4 beds · 2 baths · 2,045 sqft
Get a free consultation call with an expert in the mortgage assumption process.
**Stunning Single Owner Custom Pool Home with Panoramic Views in Apple Valley!!** Discover the perfect blend of luxury, comfort, and functionality in this single owner, custom-built Apple Valley pool home, offering breathtaking views and an entertainer’s dream backyard. Situated on over an acre, this four-bedroom, three-bathroom residence is designed for both relaxation and practicality. The primary suite features a spacious ensuite bathroom, providing a private retreat. A thoughtful split floor plan places two bedrooms on either side of the common areas for optimal privacy and flow. The home is also equipped with fire sprinklers throughout, ensuring enhanced safety without compromising style. Step outside to your resort-style backyard, complete with a heated pool powered by a 400,000 BTU heater, a Crystal Water commercial filter, and a 1 HP Swim Right pump. Enjoy a separate jacuzzi under the covered patio, a fire pit for cozy evenings, and perimeter lighting that elevates the ambiance. A custom-built deck overlooks the pool, providing the perfect space to unwind and take in the sweeping views. Storage and utility needs are effortlessly met with two container-based structures, both fully equipped with electricity, offering versatile space for hobbies, storage, or workshops. For pet lovers, custom Corelle dog houses with a lockable dog run offer a safe and stylish solution. The property boasts privacy fencing along both sides of the front yard, an electric gate opener, and dual fence access, making towing and hauling a breeze. Energy efficiency is top-notch with a Sunrun solar system and a Tesla Powerwall, providing a reliable, fixed-rate energy solution. With so many unique and thoughtful features, this truly is a one-of-a-kind home you won’t want to miss!
Source: CRMLS #IG25092853
Source: CRMLS #IG25092853
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.