10775 Rolling Peaks Dr, Peyton, CO 80831
4 beds · 4 baths · 4,172 sqft sqft
Better than Brand New, Built in 2022. This luxurious, spacious home, located in the Rolling Hills Ranch neighborhood of Meridian Ranch, offers 4,185 sq ft of living space on a large 8519 sq ft beautifully landscaped lot. The home is adorned with trending extravagant upgrades throughout, every room is designed for comfort and style. Walk into the foyer to be greeted by the to the grand great room/living room featuring a checkered coffered ceiling and a double-sided gas fireplace, connecting the living room and dining area. The chef's kitchen includes granite countertops, high-end cabinetry, a large island, double ovens, gas range, & ample natural light with extra windows. The dining kitchen combo has a glass walk out door to the back yard. Also located on the main level are additional features such as luxury vinyl wood flooring, plush carpeting, a spacious pantry, a guest half bath & access door to the three car garage. Walk upstairs to the upper level to find the a large loft leading to two additional bedrooms, a full bath & the primary suite. The expansive primary suite includes a sitting area with another double-sided fireplace also facing the step-up bedroom area. The ensuite bath is adorned with granite countertops, a double vanity, walk-in shower with floor-to-ceiling tile, and a large walk-in closet. Downstairs you will find the fully finished basement that boasts a huge family room with a wet bar perfect for entertaining. The basement also has another large bedroom with a walk-in closet, full bath with more modern finishes & an additional office/flex room. The lot is beautifully manicured with a fenced back yard & both front and back covered patios. The home is conveniently located near Peterson, Schriever SFB & The USAFA. The neighborhood itself has a wealth of amenities; parks, trails shopping ect. This grand & unique home offers luxury, space & convenience in a highly sought-after newer neighborhood. Don’t miss out on this incredible opportunity!
Source: PPMLS #3099134
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #3099134
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3099134
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.