10773 W 67TH PL, Arvada, CO 80004
Welcome to this charming tri-level home located in the highly desirable Arvada West neighborhood! The home is set back from the street, with a picturesque, tree-filled front yard that provides excellent curb appeal. Step inside to the sunny living room, which is filled with natural light and offers a welcoming atmosphere. The living room flows seamlessly into the dining area and adjacent kitchen, featuring stainless steel appliances, granite countertops, and ample cabinet space for all your culinary needs. Sliding glass doors from the dining area lead you into a spacious sunroom, filled with abundant light and perfect for year-round enjoyment. The sunroom offers access to the outdoor patio, creating a seamless transition for indoor-outdoor living and making it an ideal space for entertaining or relaxing. Upstairs, you’ll find two spacious, sun-filled bedrooms and a full bathroom, offering comfort and privacy. The lower level hosts the primary bedroom suite, complete with an upgraded en-suite bath and a walk-in closet. The large laundry room on this level provides extra storage space and convenience. Step outside to the private backyard, where you’ll find a sunny patio perfect for hosting barbecues, a large lawn, and a playset. The backyard offers plenty of space for outdoor activities or simply relaxing in your private oasis. The home also includes a 1-car attached garage and sits in a quiet, peaceful location, while still providing easy access to the Ralston Creek Trail and nearby shops, restaurants, and conveniences. This home truly offers the perfect blend of tranquility and convenience!
You may be able to put down less than the total down payment amount of $124,615 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #5716454
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