10764 70th Ave # 6107, Seminole, FL 33772
2 beds · 2 baths · 985 sqft
Now is your chance, hurry! High and Dry! No Flood Zone! Come and enjoy Florida at Beachway Condos: a resort-like gated community close to everything! First Floor Unit 2/2 with TONS OF UPGRADES! Split plan with 2 master suites each with their own bath, large tub/shower combo and large walk-in closets. Laundry in the unit. In addition, the unit comes with a recently painted 5 x 8 Storage unit. The lanai is new. Relax by the heated saltwater pool, play tennis or pickleball, workout at the fitness center, have a barbecue, patio equipped with gas grills and a community room. Enjoy a glass of wine on your private lanai. Purchasing a 2nd home? Beachway also has monthly leasing options allowing owners the ability to offset their expenses – Just minutes to beaches, golfing & excellent restaurants, just a short walk to our famous Pinellas Trail for biking, or jogging. Pets are welcome. WOW CHECK OUT THESE UPGRADES! Appliances stay, all new in 2018. Added a visor door in the laundry room. Kitchen cabinets recently painted and new silver hardware. Newer large sink in the kitchen, new kitchen faucet, and a new garbage disposal. New adhesive vinyl wood strips under the kitchen cabinets under the sink. 2024 AC completely overhauled. Replaced all ceiling and wall vents. All lighting fixtures were replaced/upgraded throughout the condo, including the bathroom and a pull switch in the master walk-in closet. Newer toilets, a new vanity with a new faucet in the guest bathroom, a new vanity top with a new faucet in the master bathroom, shelving above the toilet, and new showerheads 2024. All new bathroom hardware and new bathroom vent fans in both bathrooms. All water shutoff valves were professionally upgraded to steel (Roto-Rooter), under all sinks and behind both toilets. Added a main shutoff valve to the water on the water heater. Installed shut-off valves in the condo as well. I have two water shut-off valves in the A/C room. Price Reduced! The interior walls and baseboards recently painted in kitchen and main room ceilings. Professionally installed luxury vinyl flooring with quarter-inch molding added throughout the condo (Empire), Newer ceiling fans: an 84" fan in the main room, a 64" fan in the master bedroom, a 72" fan in the guest bedroom, and a 52” Outdoor rated fan in the Lanai. The Lanai was enclosed with sliding windows and a door, professionally tiled (Empire), equipped with privacy curtains, and had window treatments added throughout the condo. Newer blinds on all windows and added a RING peephole camera (requires a battery). The door handles were replaced on all doors, a new front door handle and a new handle on the glass door for the Lanai were installed, and a digital deadbolt was added to the front door. All light switches and outlet covers were replaced to match the updated aesthetic. The storage room replaced light with a pull light/working outlet. Replaced all fire alarms.
Source: STELLAR #TB8374307
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8374307
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.