10764 70th Ave # 6107, Seminole, FL 33772
2 beds · 2 baths · 985 sqft
Enjoy Florida at Beachway Condos: a resort-like gated community close to everything! First Floor Unit 2/2 with TONS OF UPGRADES! Split plan with 2 master suites each with their own bath, large tub/shower combo and large walk-in closets. Laundry in the unit. In addition, the unit comes with a 5 x 8 Storage unit. Relax by the heated saltwater pool, play tennis or pickleball, workout at the fitness center, have a barbecue, patio equipped with gas grills and a community room. Enjoy a glass of wine on your private lanai. Purchasing a 2nd home? Beachway also has monthly leasing options allowing owners the ability to offset their expenses – Just minutes to beaches, golfing & excellent restaurants, just a short walk to our famous Pinellas Trail for biking, or jogging. Pets are welcome. WOW CHECK OUT THESE UPGRADES! Appliances stay, all new in 2018. Added a visor door in the laundry room. Kitchen cabinets recently painted and new silver hardware. Newer large sink in the kitchen, new kitchen faucet, and a new garbage disposal. New adhesive vinyl wood strips under the kitchen cabinets under the sink. 2024 AC completely overhauled. Replaced all ceiling and wall vents. All lighting fixtures were replaced/upgraded throughout the condo, including the bathroom and a pull switch in the master walk-in closet. Newer toilets, a new vanity with a new faucet in the guest bathroom, a new vanity top with a new faucet in the master bathroom, shelving above the toilet, and new showerheads 2024. All new bathroom hardware and new bathroom vent fans in both bathrooms. All water shutoff valves were professionally upgraded to steel (Roto-Rooter), under all sinks and behind both toilets. Added a main shutoff valve to the water on the water heater. Installed shut-off valves in the condo as well. I have two water shut-off valves in the A/C room. The interior walls and baseboards recently painted in kitchen and main room ceilings. Professionally installed luxury vinyl flooring with quarter-inch molding added throughout the condo (Empire), Newer ceiling fans: an 84" fan in the main room, a 64" fan in the master bedroom, a 72" fan in the guest bedroom, and a 52” Outdoor rated fan in the Lanai. The Lanai was enclosed with sliding windows and a door, professionally tiled (Empire), equipped with privacy curtains, and had window treatments added throughout the condo. Newer blinds on all windows and added a RING peephole camera (requires a battery). The door handles were replaced on all doors, a new front door handle and a new handle on the glass door for the Lanai were installed, and a digital deadbolt was added to the front door. All light switches and outlet covers were replaced to match the updated aesthetic. The storage room replaced light with a pull light/working outlet. Replaced all fire alarms.
Source: STELLAR #tb8326848
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8326848
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8326848
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