10736 Southwood Dr, Hampton, GA 30228
4 beds · 2 baths · 2,504 sqft
Discover Your Dream Home: A Hidden Gem Awaits! Welcome to a stunning property that's just hit the market in Hampton, GA perfectly situated between the vibrant communities of McDonough, Fayetteville. This beautiful modern home is the ideal choice for a growing family seeking both comfort and convenience nestled close to local amenities and shopping. Step inside to a breathtaking two-level foyer that leads you into an open concept living space, designed for both relaxation and entertaining. The living room, featuring a cozy electric fireplace, sets the stage for memorable family gatherings while the formal living area offers a refined space for quiet moments or casual meetings with friends or maybe even an office space. The heart of this home is the luxurious kitchen, boasting upgraded bisque-color cabinets that perfectly complement the elegant aesthetic found throughout. Adjacent to the kitchen is the inviting dining area, where culinary delights can be enjoyed with loved ones. Retreat to the master suite, a true sanctuary completes with a grand his-and-her vanity and a spacious walk-in closet, which cleverly includes two hidden storage rooms for all your needs. With three additional generously sized bedrooms and 2 1/2 bathrooms, there's room for everyone to find their perfect space. Enjoy the convenience of spacious laundry room that makes chores a breeze, while the beautifully landscaped front and backyard provide a serene outdoor escape. Complete with a separate private fenced area for pets and an inviting party deck, this home is perfect for those who love to entertain or simply relax in their own space. Don't miss your chance to make this extraordinary house your new home. Experience the best of both worlds in this hidden gem-your family is sure to thrive in this welcome environment! Preferred Attorney Lueder, Larkin & Hunter
Source: GAMLS #10475675
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10475675
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.