1073 Vinsetta Cir, Winter Garden, FL 34787
4 beds · 4 baths · 3,568 sqft sqft
4/3.5 Winter Garden turn-key single family home in the exclusive community of Avalon Reserve. This home is located near downtown Winter Garden and within 25 minutes of both Walt Disney World and Universal Studios. An amazing location that is close to expressways and the city of Orlando as well. There are endless features with this home. Some of these features include high ceilings with an open floor plan, new carpets, freshly painted, natural gas appliances, granite countertops, walk-in closets, energy efficient attic vapor barrier, and a 3 car garage. The exterior includes a front porch and an oversized screened in lanai that overlooks a serene wooded oasis that gives you a feel of privacy and peace. The highlight of the property is the layout of the home that is perfect for families. The first level master bedroom and family room can be for parents wanting to have their own space, while the second floor can be a haven for the children with the extra family room and three bedrooms. This home will go fast so don’t wait. Make an offer today!
Source: STELLAR #p4930706
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4930706
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #p4930706