10726 Shaenpath, San Antonio, TX 78254
3 beds · 2 baths · 1,541 sqft
Welcome to 10726 Shaenpath, a charming ranch-style home nestled in a quiet neighborhood in San Antonio, Texas. This lovely property offers a comfortable layout featuring 3 spacious bedrooms and 2 full bathrooms, ideal for families, first-time homeowners, or anyone looking for a cozy, single-level living space. Upon entering, you're greeted by an inviting living area that flows seamlessly into the kitchen and dining spaces, creating a perfect setup for entertaining or family gatherings. The kitchen is bright and functional, with ample counter space and cabinetry, ready for home-cooked meals and casual dining. Each bedroom provides a peaceful retreat with plenty of natural light, and the two bathrooms are conveniently situated to serve all areas of the home with ease. One of the highlights of this property is the beautiful backyard, which is perfect for relaxation, gardening, or hosting outdoor get-togethers. With ample space and greenery, it offers an oasis of tranquility, ideal for enjoying San Antonio's lovely weather year-round. The attached one-car garage provides secure parking and extra storage space, adding to the home's functionality and convenience. Located in a desirable part of San Antonio, 10726 Shaenpath offers easy access to nearby shopping centers, schools, and parks, providing both comfort and convenience. This home combines charm and practicality, making it a perfect choice for anyone looking for a delightful, well-maintained property in a welcoming neighborhood. Don't miss the opportunity to make this charming ranch-style home your own. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: SABOR #1823300
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1823300
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1823300
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.