10714 Inside Loop # 4, Orlando, FL 32825
3 beds · 2 baths · 1,536 sqft sqft
Welcome to this meticulously maintained 3-bedroom, 2-bath custom home nestled in the desirable Countrywalk community! This spacious residence offers over 1,500 sq. ft. of living space, blending style and comfort with beautiful wood laminate flooring throughout. Enjoy a flexible open layout with a combined living and dining area, perfect for both relaxed evenings and entertaining guests. The thoughtful split-bedroom plan provides privacy, while a separate laundry room adds convenience. Retreat to the primary suite, complete with two walk-in closets and a bath area featuring dual sinks and a shower. The large two-car garage includes a utility tub, perfect for added functionality. One of the home’s best features is the expansive screened lanai with brick pavers, set amidst lush landscaping. This outdoor space overlooks a serene, wooded conservation area with no rear neighbors, making it an ideal spot for unwinding or hosting gatherings. The Countrywalk community offers even more appeal with amenities such as a children’s playground, a large park with peaceful ponds, and benches perfect for relaxing or reading a good book. For those who enjoy staying active, the community also features a scenic walking and biking trail, ideal for exercise and enjoying the outdoors. Discover the charm and convenience of this welcoming neighborhood and make this beautiful home yours!
Source: STELLAR #o6251892
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6251892
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6251892
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.