10703 Steubing Cir, New Braunfels, TX 78132
4 beds · 4 baths · 3,063 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Stunning fully custom home in the Estates of Rockwall Ranch, a gated New Braunfels community. Featured in a home magazine, this one-of-a-kind 4-bedroom, 3.5-bathroom home sits on over a fully fenced acre. With a perfect blend of luxury and functionality, every detail of this home was thoughtfully designed for comfort, convenience, and style. This home has style unlike any other home in the neighborhood. Step through the striking barrel ceiling entrance into a spacious open-concept living area featuring exposed beams, a gas fireplace, and a large sliding glass door that seamlessly connects to the covered patio-ideal for entertaining or enjoying peaceful Hill Country evenings. The gourmet kitchen is a chef's dream, with floor-to-ceiling custom cabinetry, soft-close drawers, high-end appliances, a large island, and an adjacent bar area. A full butler's pantry-with its own ice maker and instant hot water RO system-adds to the functionality and charm. Retreat to the luxurious primary suite with an expansive walk-in closet complete with built-ins, floor-to-ceiling storage, custom racks, and a hidden safe room. Additional bedrooms include a private guest suite with en-suite bath, perfect for visitors or multi-generational living. Designed with everyday ease in mind, the home includes a laundry room with sink and storage, 25 Lutron Caseta smart switches, and a 3-car garage with custom cedar doors and an integrated dog wash station. A versatile front room with a barn door offers space for a home office or second living area. Enjoy resort-style living in a community that offers a pool, ponds, park, tennis and basketball courts, and a community center. This exceptional property is the perfect mix of modern luxury, thoughtful design, and Hill Country charm.
Source: SABOR #1857248
Source: SABOR #1857248
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.