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10703 Redbird Ln, Spotsylvania, VA 22553
4 beds · 2 baths · 1,728 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Extensively updated in 2025, to include [NEW paint inside and out, gutter guards, shutters, larger paved driveway & 2-Car parking pad, landscaping, exterior lighting, front door, and so much more]. Interior updates included NEW flooring (NO CARPET), windows, honeycomb shades on all windows, Bedrooms with ceiling fans, lighting, (2) Dual Flush Toilets, paint, laundry room flooring, custom sliding doors from the kitchen to the new Trex deck, and a new 6-foot privacy vinyl fence in the backyard. The primary bedroom is on the upper level (11.5x18- Huge, w/2 closets, two ceiling fans, NEW LVP flooring). The upper level features a newly updated kitchen with granite countertops, an island, a dining area, a living room, and a full bathroom with a custom tiled tub and shower combination. The Terrace Level has three bedrooms and a fully renovated bath. One bedroom has French doors to a patio in the fenced backyard, another has a walk-in closet & an extra nook for storage or a desk? The newly renovated laundry room is located on this level, featuring a front-loading washer and dryer (included), a walk-out level back door, new flooring, and steps to the one-car garage. Pull in and go directly into the home!! Invite all those friends for a cookout in your backyard, and plenty of parking! NO HOA! NO HOA! NO HOA! NO CARPET! NO CARPET! LVP & Tile Flooring throughout! For something extra, save on your homeowner's insurance with a fire hydrant in your front yard! Big Time Savings- just ask your insurance agent! It is conveniently located near everything, including the Spotsylvania Courthouse area, less than 30 minutes to Lake Anna, 7 miles to 95, and only 9 miles to Central Park Shopping. I know many of us say this- This is Move In Ready!
Source: BRIGHT #VASP2030740
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VASP2030740
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.