107 Tanbark Dr, Jacksonville, NC 28546
3 beds · 3 baths · sqft sqft
Discover the perfect blend of comfort, style, and freedom in this stunning 3-bedroom, 3-bathroom home, located just outside the city limits with no HOA! This home has been completely updated, offering a fresh, modern feel and a host of new features that will make you fall in love at first sight. As you step inside, you'll be greeted by a beautifully upgraded interior. The kitchen is a dream, showcasing new countertops, refinished cabinets, and brand-new appliances. Luxury vinyl plank (LVP) flooring flows seamlessly through the common areas and bathrooms, while the bedrooms have been fitted with plush new carpeting, creating cozy retreats. Every inch of the home shines, with new lighting and plumbing fixtures complementing the fresh, neutral paint throughout. The primary suite on the main level ensures easy living, with oversized ensuite, while the two bonus rooms offer flexibility for a home office, gym, or playroom—whatever fits your lifestyle. Outside, the upgrades continue. The exterior features brand-new landscaping, a new roof on both the home and the shed, and exterior lighting that adds charm and security. The curb appeal is undeniable, and all the heavy lifting has been done for you. This home is move-in ready and waiting for someone to enjoy all its upgrades and thoughtful finishes. Don't miss your chance to make this beautiful, low-maintenance property your forever home!
Source: NORTHCAROLINAREGIONAL #100466966
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100466966
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100466966
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.