107 Slipper Key Rd, Apollo Beach, FL 33572
3 beds · 2 baths · 1,994 sqft
One or more photo(s) has been virtually staged. As you step inside this 3-bedroom home, with an additional office/bonus room, your senses are immediately greeted by the porcelain wood-look tiles that flow seamlessly throughout the space, marrying durability with the timeless beauty of hardwood. These details set the stage for a home that's as practical as it is beautiful. The heart of this home is undeniably its open great room floor plan, designed to foster a sense of togetherness while providing ample space for relaxation and entertainment. The space transitions effortlessly into an inviting open-screen porch, where you can savor your morning coffee or unwind in the evening, all while enjoying the serene views of the adjacent pond. Culinary enthusiasts will appreciate the functional elegance of the kitchen, which opens up to the living areas, ensuring that you're never far from the conversation. The split bedroom layout offers a private retreat in the primary suite, positioned away from the other bedrooms for maximum privacy and tranquility. Practicality is woven into every aspect of this home, from the convenient 2-car garage to the peace of mind that comes with recent updates, including an AC system from 2018, remodeled primary bathroom, a brand-new water heater installed in 2023, and a new roof installed in 2025. Situated in the vibrant community of Apollo Beach, this home provides the perfect blend of peaceful living and convenience. Enjoy easy access to local amenities, schools, shopping, and short trips to breathtaking beaches, all while making lasting memories in a home designed for a life well-lived. Don't let this opportunity to own a slice of paradise at 107 Slipper Key Drive pass you by. Experience the perfect blend of comfort, style, and functionality in a location with a perfect lifestyle. Schedule your viewing today and step closer to making your dream home a reality.
Source: STELLAR #TB8321322
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8321322
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.