107 Pistol Creek Dr, Monument, CO 80132
3 beds · 3 baths · sqft
This beautifully updated home in the highly desirable Jackson Creek neighborhood offers both charm and comfort, with stunning views of Pikes Peak and the Front Range from its inviting front porch. Upon entering, you'll be welcomed by a freshly painted interior that enhances the home’s bright and airy feel. The entire home has been outfitted with brand new carpet, creating a soft and cozy atmosphere. The eat-in kitchen boasts new flooring, making it both functional and stylish, perfect for family meals or casual entertaining. The open floor plan seamlessly connects the kitchen to the spacious great room, which features a striking brick fireplace — an ideal place to relax and unwind during cooler months. The master suite is a true retreat, complete with a walk-in closet and an adjoining master bath for added convenience and privacy. Upstairs, you'll find two generously sized bedrooms, each offering ample closet space, and a full bath that serves as both a guest bath and a convenient bathroom for the upstairs bedrooms. The layout is thoughtfully designed, providing both communal spaces for family time and private areas for rest and relaxation. The home also offers plenty of potential for growth with its unfinished basement, which is ready to be customized to suit your needs, whether that’s additional living space, a home gym, or a creative area. Outside, the fully fenced backyard provides a private space for outdoor activities, gardening, or simply enjoying the views of the surrounding mountains. The home is beautifully staged, allowing you to envision yourself settling in and enjoying all it has to offer. With its recent updates and ideal location, this home is truly move-in ready and prepared for its next owners to create lasting memories. Don’t miss the opportunity to make this gem your own!
Source: PPMLS #6758370
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #6758370
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6758370
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.