107 Pinnacle Ct, West End, NC 27376
3 beds · 2 baths · 1,896 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Charming Single-Story Home in Seven Lakes West Welcome to this beautifully maintained single-story 3-bedroom, 2-bath home located in the Pinnacle section of Seven Lakes West, a private, gated lake community offering an exceptional lifestyle. Nestled in a quiet cul-de-sac, this home offers casual, low-maintenance living with modern comforts throughout, including luxury vinyl plank flooring—no carpet!, an inviting wood burning fireplace, a light-filled sunroom, and a spacious rear deck perfect for relaxing or entertaining. Inside, you'll find thoughtful floor plan ideal for everyday living. This is the only home in the Pinnacle that includes a large unfinished basement, offering generous storage or the potential to expand your living space. The Pinnacle HOA makes life easy by covering landscaping for both the property and common areas, as well as gutter cleaning—giving you more time to enjoy everything the community has to offer. Seven Lakes West features Lake Auman as its stunning centerpiece, offering endless opportunities for outdoor recreation. Residents enjoy access to a private marina, clubhouse, beach area, picnic spots, playground, RV/boat storage, tennis courts, and scenic walking trails. Whether you're into boating, kayaking, swimming, or simply enjoying the lake views, there's something for everyone. Unlike a condo or townhome, this home sits on its own individual property—no shared walls or driveways, offering more space, privacy, and freedom for relaxed living. Don't miss your chance to enjoy lake life with all the comforts of home—schedule your showing today! 12 minutes to First Health Pinehurst, 1 hour to RDU & 50 minutes to Ft. Bragg, 25 minutes to Camp Mackall.
Source: NORTHCAROLINAREGIONAL #100503384
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100503384
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.